Why Investing in Real Estate Now is a Good Idea

There is a lot of talk these days about a housing crisis and the terrible state of the real estate market. The reality of real estate, however, is that is always operates on a cycle. There are always down times and up times. The secret is being able to invest during the down times and cash in during the up times. That is exactly why now is the best possible time to invest in real estate is. The housing prices are low and there are numerous bank owned foreclosures that you can buy for a song.

Getting a good deal on real estate during this so-called “buyer’s market” sets you up to make big profits when the market turns around – which it will. People are always being born which means there is always going to be a need for more housing. The real estate market always operates on a cycle; the trick is in the timing. Far too many people misjudged where they were in the cycle in the early 2000’s and far too many overextended themselves thanks to the banks getting too comfortable and perhaps forgetting themselves that a down cycle had to come sometime which caused them to be a little too free and easy with the loans. Now we’ve experienced a serious crash with record foreclosures, but that only makes recognizing that there is a down market easier than ever.

Developing your real estate investment strategy now is an important part of making a lot of money when the market turns around. You have to be careful not to bite off more than you can chew and losing the properties you purchase before the market turns around and you are able to sell them. You will want to work with a reputable realtor in developing a strategy that can help you invest in real estate wisely in this market so you can capitalize when the market shifts.

Location, Location – The Top Selling Zip Codes in Real Estate

Everyone knows that the key to buying and selling real estate is based on the three most important elements which are location, location, location. But, seriously, have you wondered what the top selling zip codes for real estate are? According to Forbes magazine the top selling zip code in the United States is 94065 which is Redwood City, California not far from the hustle bustle of San Francisco. Listings in this area code are only on the market for an average of 40 days and the median home price there is just over a million dollars.

The other zip codes in the top five fastest real estate selling zip codes in the country include: 11538 which is Woodmere, NY, 33146 which is Coral Gables, FL, 94303 Palo Alto, CA and 11021 which is Great Neck, NY. Each of these zip codes averages just 66 days on the market compared to the current industry average of 115 days.

According to experts, these fast selling zip codes are moving quickly for a variety of reason including their desirable locations, dramatic price drops and the fact that unmotivated sellers are simply removing their homes from the market so they don’t advise interpreting these statistics as a sign that the market is starting to turn around. Still, it is encouraging to see such high-priced real estate moving and to learn that the average home sells in just under 4 months which is much better than the belief that many people have which is that real estate just isn’t selling right now.

The truth is that there is always a market for real estate, it just has up cycles and down cycles. No matter where we are in the cycle and where you live there is always hope to sell your home or buy a home that is right for you. You may or may not be interested in living in the top selling zip codes in the country right now, but if you are looking to buy or sell a home it is important that you contact an experienced realtor that knows your area and can help you make the most of your home so you can sell it quickly and profitably.

While million-dollar mansions may always be moving quickly on the market, not everyone can live in just those few zip codes (although residents there may feel like people are trying). Whatever your location, chances are that someone, somewhere will want to buy your home as long as you choose a realtor that knows how to market what you have.

Investing in Real Estate With Your IRA

A little known fact about IRA’s is that you can use them to invest in virtually anything. Many of us are so accustomed to plugging our retirement funds into stocks, bonds, and mutual funds that we never explore the investing universe that is open to us. Buy gold with your IRA? You bet. Tax liens? Easy.

Investment property? Of course. Naturally there are restrictions, but those mainly deal with who you buy from, who you sell to, and whether or not you actually touch the money. If you are not happy with how your retirement fund has performed over the past several year, then you owe it to yourself to learn more about self-directed IRAs.

Why Real Estate?

Our retirement funds are normally invested with a long term, buy and hold focus, for a time horizon of ten years or more. So which performed better over the past ten years, the Dow or Real Estate? The answer may surprise you.

The Dow kicked off 1999 right around the 9,500 mark. Over the next four years the market lost about 2,000 points (more than 20% of its value) before it began a stunning five year climb to 14,164. In early 2008, the market collapsed and ended the year back at 9,000. After hitting a low of 6,547, the market has recovered to about 8,200 (as of this writing). So from January 1999 to January 2009, the Dow’s wild roller coaster ride left its buy and hold investors down 500 points (-5.3%) and that doesn’t include the 800 points we’ve dropped since then. The last decade in the stock market has been tough on buy and hold investors.

So how did the Real Estate market fare? Let’s use the US Median home price to compare. In January 1999, the median home price was $153,000. For the next four years, the housing market experienced a steady climb to $182,000. That was a 19% gain in housing while the Dow was busy shedding 20% following the Dot Com bust. Housing shot up to $254,000 in early 2007, and we all know what happened next. The housing bubble burst and prices plummeted to zero! Right? Not exactly. It appears that the national median price bottomed in March 2009 at $202,000. That is a pedestrian 20% drop from its peak as compared to a stunning 54% free fall for the Dow. More telling however is the fact that the US Median home price posted a 56% gain from January 1999 to January 2009, while the Dow lost 5% during the same time period. Which numbers would you choose for your retirement funds?

Benefits of Real Estate Investments Strategies

Real estate investing has offered investors much better returns than most other investment options. Investment is one of the safest investments available. The security of investments is becoming more and more increased these days. Investment is a safe way to start making your personal wealth and retirement finance provided if you act wisely. Investing offers excellent long term returns and sometimes even short term gains. Investing can bring you high profits if you follow certain tips.

Many countries offer wide investment opportunities. Investors can easily find excellent profits in rentals, rehabs and high-end properties. Buying properties to use as rentals is very successful investment strategy. The high-end properties have powerful demand among investors, especially in the most desirable areas, such as Paris. The most successful strategy is rehabs. Rehabs are also the most risky form of investments. If there is huge demand for finished real estate properties, the opportunity for investors increases widely.

Finished properties provide excellent opportunity for investors who are willing to rehab and then rent or sell properties. Investors who want to sell a property after grasping it for only a few years can benefit from this type of investment strategy. Investors who rehab properties can either sell or rent the rehabbed properties for a worthy premium. Investors can buy a run-down property in a main location at a cheap price, remodel or modernize it and then resell or rent it successfully.

Flipping, Bargain purchase investment strategy, Increase value investment strategy, Double-digit cap rate strategy, and Commercial Investment are the other investment. Flipping involves buying and selling property without actually taking ownership of the property. Flipping enables you to make money with real estate without possessing the property. Bargain purchase strategy involves purchasing property for at least 20% less than the current market value. Increase-value investment strategy involves buying a property for its current market value, remodeling the property in order to increase its value by at least 20%, and then selling it.

Easy Ways to Get a Six Pack (It’s Not As Hard As You Think!)

Six pack abs are generally associated with guys who live in the gym or professionally body-build. Funny thing is, that’s not what it takes to get a six pack. In fact, you can get a six pack from the comfort of your own home and neighborhood, by exercising efficiently instead of excessively.

Ab muscles, and fitness in general, come from two things: muscle building and cardio exercise. These can both be done with what you have with you right now: yourself.

1. Cardio

This doesn’t mean run ten miles every day, or invest in any sort of hokey equipment. This just means get yourself moving. Easiest way to do this? Walking! Take a 30-60 minute walk every day (or every other day, if you don’t have the time). It may seem like a lot, but the rewards pay off hugely and quickly. You’ll also feel more energized and able to sleep better!

Walking burns off fat, and will show off any muscles that you have. For the average person, walking for an hour five times a week will burn a pound a week. That may not seem like a lot, but also remember that it’s not much effort (it’s just walking!) and that weight loss is based on doing no other exercise!

2. Muscle Building

Stripping the fat away from your stomach won’t give you a six pack unless you have the ab muscles to go with it! Again, we aren’t talking excessive here. Before walking, try to get in three sets of ten to twenty sit-ups, pausing for a minute or so between each set.

How to Get a Ripped 6 Pack? Fastest Secrets to Getting a Ripped Stomach Almost Instantly

Whether you are into bodybuilding to keep fit or to compete, it is important that along with sculpted biceps, triceps, thighs and calves, you also work towards a ripped 6 pack. By using these tips, you will be able to show off that ripped 6 pack along with the rest of your muscled body.

Allocate one day for your abs. Just as you allocate different days for different sets of muscles, remember to allocate at least one day in a week for your abs. Divide your workouts to include obliques, lower abs and upper abs. Make sure that you get the right amount of rest between sets so that you do not end up straining your abs or your spine.

Eat the right foods for your abs. Instead of simply gorging on high-fat foots to build up muscle, make sure to take expert advice on the right intake of proteins, carbohydrates and fats required for your body frame so as to turn all the accumulated fat on your stomach into rock-hard 6 pack abs. The right diet can help you change from a skinny or fat person into a muscled hunk with 6 pack abs.

Do specific exercises for abs. There are certain exercises that can specifically help you to build 6 pack abs. You can try out traditional crunches, air bicycling, leg raises while lying on an incline bench or hanging leg raises. These exercises will help develop your upper and lower abs and if done consistently then you should be able to spot definite results within a couple of weeks itself.

Avoid fancy gizmos and miracle diets. Instead of wasting valuable time, money and effort in buying and using any of the so-called ‘miracle’ gizmos or diets that promise you 6 pack abs within a few days itself, stick to time-tested and proven methods that might require more energy but will definitely reward you with genuine ripped 6 pack abs for life, and that too without any adverse side-effects.

Low Carb Diet Or Low Fat Diet – The Low Down on Six Pack Diets

You have made the decision to include a ripped set of abs in your all round fitness regime. Congratulations. In a recent survey, over 90% of women declared that a sexy set of abs on a guy rates higher than muscled arms or a neat chest. Having the perfect six pack abs has sex appeal. That is well documented. Most females swoon over an average size guy with ripped abs more than the muscle bound dude from the gym.

Not that muscle building is a bad thing. When you start a campaign to get six pack abs you are, in effect, building the muscles in the tummy region. That, along with a tailored diet, will give you your desired results.

On the subject of a tailored diet you will have to know what to eat for six pack abs. No doubt in your research you have heard to stick to a low carb diet or perhaps you have heard conflicting reports to maintain a low fat diet to get your abs. Below is a review of both types of diet.

Low Carb Diet:

The result of eating a heap of carbs is that their is a huge spike in your blood sugars. Insulin does what it has to to get these levels back to normal and it does this by sending the excess sugar to the fat cells for easy storage. That is where you end up with tummy fat and love handles.

But going on a low carb diet will, while burning some fat, will actually make your muscles weaker and shrink in size. You will remain in that flabby state you are in now. From this we can rule out going on a low carb diet if you want a six pack.

Low Fat Diet:

While making your muscle tone stand out and appearing strong it makes you gain fat in the wrong places due to our friend above, insulin. I guess the bottom line is going on any of the two diets is a recipe for disaster. You need a complete, all round eating plan similar to the one John Alvino devised from scratch.

Making a Diet For Six Pack Abs

One of the most important things you absolutely must do if you want to get a flat stomach is create a diet for six pack abs. Many people spend hours trying to figure out what they should be doing in the gym in order to see results, yet overlook the critical component of what they’re putting in their mouths.

What you eat easily makes up about 80% of the total results you see, so you must get this down pat before moving on. No matter what you’re doing in the gym, if you aren’t eating smart diet for six pack abs, you aren’t going to see results.

Here is what you need to know.

Increase Your Protein Intake

The very first thing you should be doing while trying to create a diet for six pack abs is increasing your protein intake. This will help to offset any lean muscle mass loss you may experience, which will keep your metabolism revved higher meaning you can eat more calories while still being able to lose weight.

The important thing you must remember with this is that if your calories are going down, protein intake must go up. 1.5 grams per pound a day is the best bet to ensure you don’t lose muscle mass.

Eat Plenty of Vegetables

Next, you’re also going to want to make sure you’re eating plenty of vegetables regularly. This will not only supply your body with a number of vital vitamins and minerals you need, but will also create a feeling of fullness in the body, decreasing the chances that you overeat later on during the day.

Try Using a Hard Lead Pencil to Draw Distant Landscape Detail

Some artists find it difficult to distinguish background detail from drawing middle-distance and foreground detail.

Some of the reason for this could be that some artists can see more detail…

* If you are long-sighted you can see far-off detail

* If you suffer short-sightedness it is less likely that you can see distant detail

For landscape drawing it could be said that a short-sighted artist has an advantage… Unseen distant details will be replaced by general shapes. For a distant mountain, a simple outline could be enough to suggest its existence.

As a long-sighted artist, you could be tempted to draw everything you can see. This could include detail that is close to your viewpoint and that from far away. It is possible that you can see every ridge and gully of a distant hill, broken only by mist and snow.

However, your ability to see far off detail doesn’t make you a good landscape artist. Too much detail tends to bring the background visually closer. It flattens the image, with the result that the sense of distance can be lost.

Landscape drawing relies on an artist’s ability to grade. In simple terms, 3 levels of detail are required…

1. High levels of detail are required for drawing the foreground

2. Slightly less detail is needed for middle-ground

3. Little detail is necessary for distance

This is easy to do for an artist who can’t see distinct distant features. Yet, if you can see the whiskers of a wild cat running on the hillside, you will be tempted to draw what you can see. Fortunately, there is a way to reduce the effects of drawing too much detail. To overcome the problem…

Pomegranate – How to Prune Landscaping and Fruiting Pomegranate Trees

The Pomegranate (Punica granatum) is a deciduous tree or large shrub, which should be pruned at the end of its dormancy, i.e. towards the end of winter. In general, the method for pruning trees differs with ornamental plants as opposed to those grown mainly for their fruit. As Pomegranate is both a beautiful landscaping tree and one that has delicious and nutritious fruit, the dilemma facing the gardener concerns the type of pruning to adopt.

Pruning Trees for Fruit

Commercial fruit tree growers prune their trees by shortening main branches. The purpose is to induce new spring growth, from which develops more numerous flower buds and thus more fruit. The farmer is also interested in making the harvesting process cheaper and easier, which he does by periodically lowering the height of the tree.

The trouble is that this method is often imported into the ornamental garden, to which it is largely unsuited. The reason for this being that shortening branches disturbs the natural shape and flow of the tree, leaving behind an ugly stump, from which sprout a group of stems. It may be right for the farmer, interested primarily in maximizing yields, but not for the ornamental gardener, concerned with the appearance of the landscape plants.

Pruning Pomegranate Trees for Landscaping

In order to preserve the natural look of a tree, instead of shortening branches, whole limbs are removed to the trunk or larger limbs. This pruning method applies just as much to the Pomegranate, with its natural, arching, vase-like form. The habit of pruning branches short simply ruins the Pomegranate as a decorative specimen.

To reduce the tendency of the plant to become thick and messy, it is possible to thin out some growth in the center, especially those stems that crisscross into each other. In addition, stems that grow too close to the main branches can be removed. It is wise though to retain, some of the stems that sucker from the base, as the Pomegranate looks best as a multi-stemmed tree.